[HCoop-Discuss] Alternatives to Paypal and Stripe?

[Robin Templeton]

Clinton Ebadi <clinton at unknownlamer.org> writes:

> Joseph Yaworski <jyaworski at carotid.us> writes:
>
>> Hello:
>>
>> Have we discussed alternatives to PayPal and Stripe recently? With
>> them taking a cut of membership, it might be a good time to look at
>> other options. Some of us could likely do ACH, at least in the US.
>
> Hey,
>
> We have not had any serious discussion of payment processors since we
> added Stripe after Google Checkout was discontinued.
>
> I looked into this a bit, and Stripe actually supports ACH with a very
> low (0.8%) transaction fee: https://stripe.com/docs/ach

+1 if it's easy to implement. I doubt I'd use it myself (instant card
charge vs. slow ACH transfer, unlike the EU equivalent to ACH; no
significant change in fees for me) but it'd be a good option to have.

I'd also be in favor of an option for cryptocurrency deposits (for
people with an established identity), but that might be a Stripe option
again (<https://stripe.com/blog/ending-bitcoin-support>) someday, too...