[HCoop-Discuss] other thing to note

[Nathan Kennedy]

Justin S. Leitgeb wrote:
> Even though the likelihood of something happening to our equipment may 
> be small, can we ask our Peer 1 rep to point us towards an insurance 
> company that covers other organizations in their colocation center?  It 
> might not be that much for our relatively small amount of equipment, and 
> that way we would be able to stop worrying about the TOS.  A quote for 
> coverage based on the estimated value of our equipment should be quick 
> and free.
>
> Either way, thanks for your notes on this, Nate.  It does sound like we 
> should go ahead with Peer 1 regardless of the outcome of the insurance 
> issue.
>
> Justin
I think that would be a bad idea for a few reasons.  If we want to argue 
that they are waiving this term we don't want to push how we can comply 
with it.  And I doubt they would be much help on it since they are not 
asking for it from their customers and those few that do are probably 
large companies that include it in a larger general liability business 
insurance for all the company's activities.

If we really wanted to buy insurance I think it would be better to 
research it independently of Peer1, but I suspect the price is big 
enough to make it a much worse deal than those providers that do not 
require this insurance.  Remember the insurance the terms dictate does 
not benefit us!  If we wanted to insure our own servers against loss, 
that would require a separate policy.

-ntk