[HCoop-Discuss] Password Resets With Stripe?
Daniel Wagner
wagnerdm at seas.upenn.edu
Mon Mar 24 14:06:04 EDT 2014
I guess the usual trick for verifying identity is to send the person an
email with a one-use URL (or similar) to respond yes or no. Would that
be enough (do hcoop members already have an email address associated
with them?)?
~d
On 2014-03-22 14:37, Clinton Ebadi wrote:
> Greetings,
>
> To reset passwords, we try to require members make a small payment
> using
> the checkout or paypal account listed with the portal. Stripe,
> unfortunately, is a bit looser with its notion of an account for
> customers, and they really only amount to an email address.
>
> So: the question is how we support Stripe for password resets...
>
> There's a complicated way involving Stripe Customer instances and other
> things I'd like to avoid for the moment.
>
> A simpler way that I'm not entirely sure of... Stripe provides a
> unique fingerprint of every card used to pay us. We could:
>
> * Store the fingerprint along with the stripe_payment, allowing a
> reset
> using any card ever used to pay for that member.
>
> or
>
> * Store the last used fingerprint for each member, requiring password
> resets to use the last used card.
>
> or
>
> * ???
>
> For the time being, I am going to punt on non-Paypal password
> resets. I'd really like to hear some ideas -- I don't want to march
> forward blindly into accidentally weaking identity verification.
>
> If we figure this out, password resets via Stripe should be much nicer
> than Paypal/Checkout. The passgen id# can be displayed and then added
> to
> the Stripe transaction programatically, and we can trivially charge and
> then refund a small payment ($1? $5?) after verifying the card. This
> would leave us with only one manual step (actually resetting the
> password).
>
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