[HCoop-Discuss] Alternatives to Google Checkout

[Nathan Kennedy]

I would much rather HCoop not accept Bitcoin in any form, even if it is 
settled in USD.  We are shared hosting.  Credit card or even Paypal 
offers our only modicum of identity verification and vetting.  If we 
accept bitcoin, we are giving an open invitation to anonymous criminals 
onto our shared host, where they are free to infiltrate our systems and 
organization.  If we start accepting bitcoin I will be much more worried 
about security on HCoop and the types of business it would attract.

Yes I know criminals can steal or fake credit cards etc., but bitcoin 
just makes it too easy and invites way too much sketch.  I would say the 
same thing about e-gold and the like.

Sorry,
Nathan

On 02/18/2014 02:03 AM, Daniil Frumin wrote:
> Is Coinbase really a replacement for Google Checkout? Can I just pay
> the member fees in dollars without all the Bitcoin stuff?
>
> On Tue, Feb 18, 2014 at 10:43 AM, Clinton Ebadi
> <clinton at unknownlamer.org> wrote:
>> Dave Cottlehuber <dch at jsonified.com> writes:
>>
>>> Thanks Clinton!
>>>
>>> Is stripe an option? They play nice over here in the EU too.
>> Ahoy!
>>
>> I've been digging into this more, and ... Stripe is indeed an
>> option. Square, on the other hand, is actually not applicable: I misread
>> their terms of service and I guess their non-physical payment stuff is
>> for their marketplace only.
>>
>> I see that reddit uses Stripe and it looks pretty easy to integrate in
>> the short term (and provides things like subscriptions once there is
>> time to upgrade the portal). So, I'm thinking: Coinbase and Stripe?
>>
>> I am going to make a post to hcoop-announce to try and net any final
>> thoughts from the folks not reading -discuss.
>>
>>> A+
>>> Dave
>>>
>>> On 29 January 2014 09:54, Clinton Ebadi <clinton at unknownlamer.org> wrote:
>>>> Greetings,
>>>>
>>>> Everyone may have noticed that Google Checkout really did disappear at
>>>> the end of November. I've been asleep at the wheel a bit there, and have
>>>> yet to implement an alternative.
>>>>
>>>> So! Here's the part where I actually start working on that. The first
>>>> step is to see what everyone thinks we should use. A few ideas:
>>>>
>>>>   - Braintree, because Google recommended them as a Checkout
>>>>     replacement. I'd never heard of them before. Supposedly we get locked
>>>>     in forever to the old Google Checkout rate (same as Paypal's rate
>>>>     that hasn't changed in a decade -- 2.9% + 30 cents) which might be
>>>>     nice.
>>>>
>>>>   - Dwolla, because I hear they're cool. I tried signing up for a
>>>>     personal account with them, but their verification process got really
>>>>     creepy, really fast. It felt almost like I was being socially
>>>>     engineered as part of an identity theft scam. Perhaps not a huge
>>>>     deal; I think organizations accepting money can do so without
>>>>     requiring the payee to sign up for an account.
>>>>
>>>>   - Square. My band uses their phone attachment to take credit card
>>>>     payments on merch. Their website implies HCoop could use them to
>>>>     accept digital payments as well. Their fees look pretty competetive
>>>>     (2.75% with no static base fee, better than Paypal).
>>>>
>>>>   - Coinbase? My only knowledge of them is that Overstock.com partnered
>>>>     with them and they give merchants local currency. Their fees seem
>>>>     especially reasonable: 1% + 15 cents. But they're also new, and
>>>>     Bitcoin may just be a fad.
>>>>
>>>>  From what I can tell I just need a suggestion or three, a quick board
>>>> vote, and I should be able to minimally integrate a new payment provider
>>>> into the portal. So! Fellow members! Tell me how you want to be able to
>>>> pay your dues and I'll make it so.
>>>>
>>>> Regarding the general state of the coop's finances... our bank account
>>>> balance is sufficient for the time being. The treasurer is basically
>>>> awol, but since I know Steve in the Real World (tm) I am harassing him
>>>> into telling me how much money we have regularly. I've been processing
>>>> Paypal payments every week or two (since all things not done otherwise
>>>> fall to the President I suppose) and will continue to do so until we
>>>> figure out a longer term solution (new treasurer, basically).
>>>>
>>>> --
>>>>                           Ruled by the ebb of my oceans
>>>>                          Slaves to the dusk and the dawn
>>>>                           Your petri dish civilisations
>>>>                               Are buried and born
>>>>
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>> --
>> <Sonarman> WHAT??!??! you don't want to attend my roundtable on
>>             neomarxist deconstruction schemes for modern
>>             capitalism? YOU'RE PROPPING UP THE SYSTEM, PIG.
>> <Sonarman> brb latte
>>
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