[HCoop-Discuss] Alternatives to Google Checkout

[Clinton Ebadi]

Dave Cottlehuber <dch at jsonified.com> writes:

> Thanks Clinton!
>
> Is stripe an option? They play nice over here in the EU too.

Ahoy!

I've been digging into this more, and ... Stripe is indeed an
option. Square, on the other hand, is actually not applicable: I misread
their terms of service and I guess their non-physical payment stuff is
for their marketplace only.

I see that reddit uses Stripe and it looks pretty easy to integrate in
the short term (and provides things like subscriptions once there is
time to upgrade the portal). So, I'm thinking: Coinbase and Stripe?

I am going to make a post to hcoop-announce to try and net any final
thoughts from the folks not reading -discuss.

> A+
> Dave
>
> On 29 January 2014 09:54, Clinton Ebadi <clinton at unknownlamer.org> wrote:
>>
>> Greetings,
>>
>> Everyone may have noticed that Google Checkout really did disappear at
>> the end of November. I've been asleep at the wheel a bit there, and have
>> yet to implement an alternative.
>>
>> So! Here's the part where I actually start working on that. The first
>> step is to see what everyone thinks we should use. A few ideas:
>>
>>  - Braintree, because Google recommended them as a Checkout
>>    replacement. I'd never heard of them before. Supposedly we get locked
>>    in forever to the old Google Checkout rate (same as Paypal's rate
>>    that hasn't changed in a decade -- 2.9% + 30 cents) which might be
>>    nice.
>>
>>  - Dwolla, because I hear they're cool. I tried signing up for a
>>    personal account with them, but their verification process got really
>>    creepy, really fast. It felt almost like I was being socially
>>    engineered as part of an identity theft scam. Perhaps not a huge
>>    deal; I think organizations accepting money can do so without
>>    requiring the payee to sign up for an account.
>>
>>  - Square. My band uses their phone attachment to take credit card
>>    payments on merch. Their website implies HCoop could use them to
>>    accept digital payments as well. Their fees look pretty competetive
>>    (2.75% with no static base fee, better than Paypal).
>>
>>  - Coinbase? My only knowledge of them is that Overstock.com partnered
>>    with them and they give merchants local currency. Their fees seem
>>    especially reasonable: 1% + 15 cents. But they're also new, and
>>    Bitcoin may just be a fad.
>>
>> From what I can tell I just need a suggestion or three, a quick board
>> vote, and I should be able to minimally integrate a new payment provider
>> into the portal. So! Fellow members! Tell me how you want to be able to
>> pay your dues and I'll make it so.
>>
>> Regarding the general state of the coop's finances... our bank account
>> balance is sufficient for the time being. The treasurer is basically
>> awol, but since I know Steve in the Real World (tm) I am harassing him
>> into telling me how much money we have regularly. I've been processing
>> Paypal payments every week or two (since all things not done otherwise
>> fall to the President I suppose) and will continue to do so until we
>> figure out a longer term solution (new treasurer, basically).
>>
>> --
>>                          Ruled by the ebb of my oceans
>>                         Slaves to the dusk and the dawn
>>                          Your petri dish civilisations
>>                              Are buried and born
>>
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>
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-- 
<Sonarman> WHAT??!??! you don't want to attend my roundtable on
           neomarxist deconstruction schemes for modern
           capitalism? YOU'RE PROPPING UP THE SYSTEM, PIG.
<Sonarman> brb latte
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